Adult Cred

Play Now. Pay Later.

Adult Cred and The Prop Stop have teamed up to help customers get their favorite products through a straightforward installment payment program.

Introducing 4-Pay 4-Play

Four Payments. One Simple Plan.

Split your purchase into four payments with a 40% down payment followed by three installments of 20% each.

40%

Down Payment

Due at checkout

20%

Payment Two

Due Day 30

20%

Payment Three

Due Day 60

20%

Final Payment

Due Day 90

Each installment is calculated as 20% of the original approved purchase total. Your individual agreement will show your payment amounts and due dates.

Keep It Simple

0% Interest

No interest charged under the standard 4-Pay 4-Play terms.

$0 Finance Charges

No finance charges are added to your installment arrangement.

No Hidden or Extra Fees

The program has no hidden fees, extra program fees, or late fees.

One Product Per Customer

The program is limited to one product per customer under the current program setup.

Your Income Doesn't Have to Look Traditional

All income types may be considered during application review, including employment, self-employment, and adult creator income.

Earn income through alternative payment methods? That may be considered too. Supporting information or verification may be requested.

How to Apply

  1. View your product Browse The Prop Stop and choose the product you want.
  2. Click Apply Start your 4-Pay 4-Play application.
  3. Complete the application Submit the information requested for your application review.
  4. Complete age and identity verification Follow the instructions to verify your age and identity.
  5. Allow up to 48 hours for a decision Each application is reviewed individually. Additional information may be requested.
  6. Review your terms If approved, review your agreement and payment schedule before accepting.
  7. Complete checkout and make your payments Pay your down payment at checkout. The remaining three installments are invoiced separately by Adult Cred and paid manually according to your agreed schedule.

Important Information

Applicants must be at least 18 years old and complete the required age and identity verification.

Applications are reviewed individually. Submitting an application does not guarantee approval. Additional information or documentation may be requested.

If approved, you will receive an agreement setting out your installment amounts and due dates. Review and accept the applicable terms before proceeding.

The Prop Stop handles the retail purchase and checkout. Adult Cred administers the installment arrangement and invoices for the remaining balance. Payments are made manually through the payment methods available on the invoice. Automatic card billing is not part of the program.